Tree mortgage reports

Professional tree assessment for property and mortgage purposes

Trees can become an important consideration during the purchase, sale or remortgaging of a property, particularly where mature trees are located close to buildings. A lender, surveyor or insurer may therefore request an arboricultural assessment as part of the property transaction.

Kirkley Tree Care provides independent tree mortgage reports based on a ground-level inspection of the trees and their relationship with the property. The assessment considers species, size, age and condition, proximity to buildings, structural defects and any other arboricultural factors relevant to the property.

Where appropriate, the report will provide recommendations for tree management or further investigation. The presence of a tree close to a building does not, in itself, indicate that it presents an unacceptable risk or is responsible for structural movement.

Get in touch with our team to arrange a mortgage report and assessment.

Call 07921 803775, or email
will@kirkleytreecare.co.uk

Or Enquire Here

How we help

Once instructed, we will arrange a convenient time to inspect the property and the trees relevant to the mortgage assessment. A ground-level arboricultural inspection will be undertaken, considering the condition of the trees, their proximity and relationship to the property, and any factors that may require further investigation or management.

A clear written report will then be provided for use by the client, mortgage lender or other property professional, setting out our findings and any appropriate recommendations.

Why choose Kirkley Tree Care Ltd?

Independent arboricultural assessment

Experienced and qualified arboricultural consultant

Proportionate arboricultural advice

Clear, evidence-based recommendations

Where we serve

Based in the North East of England, Kirkley Tree Care Ltd provides professional arboricultural consultancy across the North of England, the Scottish Borders and into Scotland. We work with private clients, schools, housing providers, local authorities, landowners and commercial organisations, providing independent advice on the assessment, management and retention of trees.

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What the Assessment Covers

Tree condition and any significant structural defects
The relationship between trees and buildings
Potential for direct damage from roots or branches
Potential vegetation-related subsidence where relevant

Our assessment provides an independent arboricultural opinion on trees relevant to the property. Where concerns are identified, proportionate recommendations are made based on the findings. The presence of trees close to a property does not, in itself, indicate a problem or justify their removal.

A tree with visible roots

Common issues that may be identified

Tree condition

Defects, decay, disease or declining physiological condition that may influence the management of the tree.

Structural defects

Identification of structural defects that may affect tree stability or increase the likelihood of branch or whole-tree failure.

Trees, buildings and infrastructure

The relationship between trees, buildings, drainage and other infrastructure, including the potential for direct damage or vegetation-related subsidence where relevant.